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Card Track Service Code Information




Card Tracks


Service code values common in financial cards:

First Digit

Digit 1 (most significant): Interchange and technology:

Value Description
0xx Reserved for future use by ISO.
1xx Available for International interchange.
2xx Available for International interchange, use IC (chip) where feasible.
3xx Reserved by ISO.
4xx Reserved by ISO.
5xx Reserved for National interchange only except under bilateral agreement.
6xx Reserved for National interchange only except under bilateral agreement, use IC (chip) where feasible
7xx Not available for general interchange, except under bilateral agreement (closed loop)
8xx Reserved for future use by ISO.
9xx Test

Second Digit

Digit 2: Authorization Processing:

Value Description
x0x Transactions are authorized following the Normal rules.
x1x Reserved for future use by ISO.
x2x Transactions are authorized by issuer and should be online.
x3x Reserved for future use by ISO.
x4x Contact issuer via online means except under bilateral agreement
x5x Reserved for future use by ISO.
x6x Reserved for future use by ISO.
x7x Reserved for future use by ISO.
x8xx Reserved for future use by ISO.
x9xx Reserved for future use by ISO.

Third Digit

Digit 3 (least significant): Range of services and Pin requirements:

Value Description
xx0 No restrictions, PIN required.
xx1 No restrictions.
xx2 Goods and services only (no cash).
xx3 ATM only, PIN required.
xx4 Cash only.
xx5 Goods and services only (no cash), PIN required.
xx6 No restrictions and require PIN where feasible
xx7 Goods and services only (no cash) and require PIN where feasible.
xx8 Reserved for future use by ISO.
xx9 Reserved for future use by ISO.